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Flood history · York, PA 17402

Flood insurance claims in York, PA 17402

86 claims since 1978 and $1.8 million paid. Here's what the public record shows, and how to check a specific address.

86flood insurance claims since 1978
$1.8 millionpaid to policyholders
$28,482average paid claim
9claims in the last 10 years
54%of claims outside high-risk zones
#231of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 17402 since 1978.

1978: 8 claims1979: 8 claims1982: 2 claims1983: 1 claims1993: 3 claims1994: 1 claims1995: 11 claims1996: 7 claims1998: 1 claims2004: 4 claims2006: 1 claims2011: 24 claims2013: 4 claims2014: 1 claims2015: 1 claims2018: 4 claims2020: 1 claims2021: 3 claims2024: 1 claims19801990200020102020

What the record says

About 54% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Lee, accounts for 23% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee20112023%
Unnamed flooding199678%
Tropical Storm Ivan200445%
Mid-spring storms201411%
Hurricane Irene201111%
Hurricane Ida202111%

Flood zone at time of claim

High-risk zones (A, V)42% · 36
Moderate or minimal risk (X, B, C)49% · 42
Zone not recorded9% · 8

NFIP communities

Springettsbury, Township OfParticipates in the NFIP
Hellam, Township OfParticipates in the NFIP
York, Township OfParticipates in the NFIP

Federal disaster declarations in York County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19

8 flood, storm or hurricane declarations for York County since 2000.

Check a specific address in York.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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