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Flood history · Mount Tremper, NY 12457

Flood insurance claims in Mount Tremper, NY 12457

79 claims since 1980 and $2.3 million paid. Here's what the public record shows, and how to check a specific address.

79flood insurance claims since 1980
$2.3 millionpaid to policyholders
$37,128average paid claim
0claims in the last 10 years
56%of claims outside high-risk zones
#253of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 12457 since 1978.

1980: 3 claims1983: 1 claims1984: 3 claims1986: 1 claims1987: 2 claims1996: 9 claims1999: 2 claims2000: 2 claims2005: 9 claims2006: 4 claims2007: 1 claims2008: 1 claims2010: 12 claims2011: 28 claims2012: 1 claims19801990200020102020

What the record says

About 56% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 34% of claims.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Shandaken, Town Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20112734%
Unnamed flooding19961013%
Torrential rain2005911%
Hurricane Floyd199923%
Late summer storms201111%
April 2007 Nor'easter200711%

Flood zone at time of claim

High-risk zones (A, V)41% · 32
Moderate or minimal risk (X, B, C)51% · 40
Zone not recorded9% · 7

NFIP communities

Shandaken, Town OfCRS class 8 · up to 10% off

Federal disaster declarations in Ulster County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Remnants Of Tropical Storm LeeSevere Storm · Major disaster · 2011-09-13

19 flood, storm or hurricane declarations for Ulster County since 2000.

Check a specific address in Mount Tremper.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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