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Flood history · Kerhonkson, NY 12446

Flood insurance claims in Kerhonkson, NY 12446

67 claims since 1979 and $2.2 million paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 1979
$2.2 millionpaid to policyholders
$38,012average paid claim
0claims in the last 10 years
11%of claims outside high-risk zones
#280of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 12446 since 1978.

1979: 1 claims1982: 1 claims1987: 4 claims1996: 1 claims2005: 22 claims2007: 5 claims2008: 1 claims2011: 32 claims19801990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

One event dominates the record: Hurricane Irene accounts for 46% of all claims in this ZIP code.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20113146%
Torrential rain20052233%
Unnamed flooding198757%
April 2007 Nor'easter200757%

Flood zone at time of claim

High-risk zones (A, V)84% · 56
Moderate or minimal risk (X, B, C)10% · 7
Zone not recorded6% · 4

NFIP communities

Wawarsing, Town OfParticipates in the NFIP
Rochester, Town OfParticipates in the NFIP

Federal disaster declarations in Ulster County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Remnants Of Tropical Storm LeeSevere Storm · Major disaster · 2011-09-13

19 flood, storm or hurricane declarations for Ulster County since 2000.

Check a specific address in Kerhonkson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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