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Flood history · Prattsville, NY 12468

Flood insurance claims in Prattsville, NY 12468

98 claims since 1978 and $4.5 million paid. Here's what the public record shows, and how to check a specific address.

98flood insurance claims since 1978
$4.5 millionpaid to policyholders
$51,006average paid claim
0claims in the last 10 years
3%of claims outside high-risk zones
#216of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 12468 since 1978.

1978: 5 claims1979: 19 claims1980: 3 claims1984: 1 claims1987: 5 claims1995: 1 claims1996: 13 claims1999: 3 claims2005: 3 claims2007: 1 claims2010: 1 claims2011: 42 claims2012: 1 claims19801990200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Irene accounts for 41% of all claims in this ZIP code.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20114041%
Unnamed flooding19872020%
Hurricane Floyd199933%
Torrential rain200533%
Late summer storms201122%
Not a named storm197911%

Flood zone at time of claim

High-risk zones (A, V)72% · 71
Moderate or minimal risk (X, B, C)2% · 2
Zone not recorded26% · 25

NFIP communities

Prattsville, Town OfParticipates in the NFIP

Federal disaster declarations in Greene County

Flood, hurricane and storm declarations since 2000.

Hurricane HenriHurricane · Emergency · 2021-08-22
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Remnants Of Tropical Storm LeeSevere Storm · Emergency · 2011-09-08
Hurricane IreneHurricane · Major disaster · 2011-08-31
Hurricane IreneHurricane · Emergency · 2011-08-26

15 flood, storm or hurricane declarations for Greene County since 2000.

Check a specific address in Prattsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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