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Flood history · South Jamesport, NY 11970

Flood insurance claims in South Jamesport, NY 11970

154 claims since 1978 and $2.7 million paid. Here's what the public record shows, and how to check a specific address.

154flood insurance claims since 1978
$2.7 millionpaid to policyholders
$20,461average paid claim
1claims in the last 10 years
18%of claims outside high-risk zones
#140of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11970 since 1978.

1978: 1 claims1979: 1 claims1984: 9 claims1988: 1 claims1991: 5 claims1992: 34 claims1993: 3 claims1994: 8 claims1996: 4 claims1998: 2 claims2001: 1 claims2005: 20 claims2007: 3 claims2010: 7 claims2011: 1 claims2012: 53 claims2024: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 34% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20125334%
December Storm - Nor'easter19923422%
Torrential rain20052013%
Unnamed flooding1984138%
March 2010 Nor'easter201075%
The "Halloween" Storm199143%

Flood zone at time of claim

High-risk zones (A, V)82% · 127
Moderate or minimal risk (X, B, C)18% · 27

NFIP communities

Riverhead, Town OfParticipates in the NFIP

Federal disaster declarations in Suffolk County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storm And FloodingSevere Storm · Emergency · 2024-08-25
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02

17 flood, storm or hurricane declarations for Suffolk County since 2000.

Check a specific address in South Jamesport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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