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Flood history · Mattituck, NY 11952

Flood insurance claims in Mattituck, NY 11952

207 claims since 1978 and $3.7 million paid. Here's what the public record shows, and how to check a specific address.

207flood insurance claims since 1978
$3.7 millionpaid to policyholders
$22,802average paid claim
6claims in the last 10 years
37%of claims outside high-risk zones
#121of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11952 since 1978.

1978: 5 claims1979: 1 claims1984: 9 claims1985: 6 claims1991: 14 claims1992: 41 claims1994: 6 claims1995: 1 claims1996: 5 claims2005: 10 claims2007: 8 claims2008: 1 claims2010: 16 claims2011: 13 claims2012: 65 claims2017: 1 claims2018: 2 claims2023: 1 claims2024: 2 claims19801990200020102020

What the record says

About 37% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 31% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20126531%
December Storm - Nor'easter19924120%
Unnamed flooding1978178%
March 2010 Nor'easter2010147%
The "Halloween" Storm1991136%
Hurricane Irene2011126%

Flood zone at time of claim

High-risk zones (A, V)61% · 127
Moderate or minimal risk (X, B, C)36% · 74
Zone not recorded3% · 6

NFIP communities

Southold,Town OfParticipates in the NFIP

Federal disaster declarations in Suffolk County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storm And FloodingSevere Storm · Emergency · 2024-08-25
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02

17 flood, storm or hurricane declarations for Suffolk County since 2000.

Check a specific address in Mattituck.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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