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Flood history · Jamesport, NY 11947

Flood insurance claims in Jamesport, NY 11947

124 claims since 1979 and $2.0 million paid. Here's what the public record shows, and how to check a specific address.

124flood insurance claims since 1979
$2.0 millionpaid to policyholders
$20,503average paid claim
0claims in the last 10 years
38%of claims outside high-risk zones
#176of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 11947 since 1978.

1979: 3 claims1984: 5 claims1989: 2 claims1991: 5 claims1992: 21 claims1994: 6 claims1995: 2 claims1996: 1 claims2005: 17 claims2010: 13 claims2012: 49 claims19801990200020102020

What the record says

About 38% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 39% of claims.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20124839%
December Storm - Nor'easter19922016%
Torrential rain20051613%
March 2010 Nor'easter20101310%
Unnamed flooding199654%
The "Halloween" Storm199154%

Flood zone at time of claim

High-risk zones (A, V)62% · 77
Moderate or minimal risk (X, B, C)38% · 47

NFIP communities

Riverhead, Town OfParticipates in the NFIP
Ithaca, City OfParticipates in the NFIP

Federal disaster declarations in Suffolk County

Flood, hurricane and storm declarations since 2000.

Severe Storm And FloodingSevere Storm · Major disaster · 2024-10-21
Severe Storm And FloodingSevere Storm · Emergency · 2024-08-25
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2020-10-02

17 flood, storm or hurricane declarations for Suffolk County since 2000.

Check a specific address in Jamesport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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