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Flood history · West Plains, MO 65775

Flood insurance claims in West Plains, MO 65775

61 claims since 1979 and $3.5 million paid. Here's what the public record shows, and how to check a specific address.

61flood insurance claims since 1979
$3.5 millionpaid to policyholders
$65,231average paid claim
42claims in the last 10 years
17%of claims outside high-risk zones
#137of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 65775 since 1978.

1979: 1 claims1982: 1 claims1993: 7 claims2002: 5 claims2008: 1 claims2011: 4 claims2017: 39 claims2020: 1 claims2025: 2 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

One event dominates the record: Late spring severe storms accounts for 61% of all claims in this ZIP code.

Flooding here is recent: 42 claims (69%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring severe storms20173761%
Mid-spring storms201147%
Central U.S. April Flooding202523%
Not a named storm198212%

Flood zone at time of claim

High-risk zones (A, V)80% · 49
Moderate or minimal risk (X, B, C)16% · 10
Zone not recorded3% · 2

NFIP communities

West Plains, City OfParticipates in the NFIP

Federal disaster declarations in Howell County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2025-01-01
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-07-23
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-07-09
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09

17 flood, storm or hurricane declarations for Howell County since 2000.

Check a specific address in West Plains.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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