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Flood history · Waynesville, MO 65583

Flood insurance claims in Waynesville, MO 65583

136 claims since 1979 and $2.3 million paid. Here's what the public record shows, and how to check a specific address.

136flood insurance claims since 1979
$2.3 millionpaid to policyholders
$20,784average paid claim
18claims in the last 10 years
20%of claims outside high-risk zones
#76of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 65583 since 1978.

1979: 2 claims1982: 4 claims1983: 3 claims1984: 1 claims1985: 6 claims1990: 7 claims1991: 11 claims1993: 13 claims1995: 1 claims2002: 1 claims2004: 1 claims2005: 3 claims2008: 9 claims2009: 2 claims2010: 1 claims2013: 44 claims2015: 9 claims2017: 12 claims2019: 1 claims2021: 1 claims2022: 1 claims2023: 1 claims2024: 2 claims19801990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

Losses are spread across many events; the largest, Late spring severe storms, accounts for 9% of claims.

18 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring severe storms2017129%
March storm200875%
Early winter storms201575%
Unnamed flooding198564%
Not a named storm198243%
Hurricane Ike200811%

Flood zone at time of claim

High-risk zones (A, V)79% · 108
Moderate or minimal risk (X, B, C)20% · 27
Zone not recorded1% · 1

NFIP communities

Waynesville, City OfParticipates in the NFIP
Pulaski County *Participates in the NFIP

Federal disaster declarations in Pulaski County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2025-01-01
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-07-09
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02
Severe Storms, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2013-09-06

14 flood, storm or hurricane declarations for Pulaski County since 2000.

Check a specific address in Waynesville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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