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Flood history · Steelville, MO 65565

Flood insurance claims in Steelville, MO 65565

99 claims since 1979 and $3.0 million paid. Here's what the public record shows, and how to check a specific address.

99flood insurance claims since 1979
$3.0 millionpaid to policyholders
$35,680average paid claim
31claims in the last 10 years
33%of claims outside high-risk zones
#100of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 65565 since 1978.

1979: 2 claims1983: 1 claims1993: 1 claims1994: 8 claims1996: 2 claims1998: 8 claims2002: 2 claims2006: 1 claims2008: 15 claims2009: 7 claims2010: 1 claims2011: 2 claims2013: 3 claims2015: 13 claims2016: 2 claims2017: 10 claims2018: 1 claims2019: 1 claims2020: 1 claims2024: 16 claims2026: 2 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, March storm, accounts for 11% of claims.

Flooding here is recent: 31 claims (31%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March storm20081111%
Late spring severe storms20171010%
Early winter storms201577%
Unnamed flooding199455%
Mid-spring storms201122%
Hurricane Ike200811%

Flood zone at time of claim

High-risk zones (A, V)67% · 66
Moderate or minimal risk (X, B, C)33% · 33

NFIP communities

Crawford County*Participates in the NFIP
Steelville, City OfParticipates in the NFIP

Federal disaster declarations in Crawford County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2026-09-01
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2025-01-01
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2023-09-21
Severe Storms, Tornadoes, Straight-Line Winds And FloodingFlood · Major disaster · 2017-06-02
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2016-01-21
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Emergency · 2016-01-02

16 flood, storm or hurricane declarations for Crawford County since 2000.

Check a specific address in Steelville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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