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Flood history · Doniphan, MO 63935

Flood insurance claims in Doniphan, MO 63935

244 claims since 1982 and $12.9 million paid. Here's what the public record shows, and how to check a specific address.

244flood insurance claims since 1982
$12.9 millionpaid to policyholders
$56,927average paid claim
82claims in the last 10 years
8%of claims outside high-risk zones
#45of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63935 since 1978.

1982: 2 claims1983: 4 claims1984: 1 claims1985: 17 claims1993: 23 claims1997: 2 claims1999: 1 claims2002: 17 claims2003: 1 claims2004: 1 claims2006: 2 claims2008: 43 claims2009: 1 claims2011: 38 claims2013: 1 claims2015: 7 claims2016: 1 claims2017: 74 claims2021: 1 claims2023: 2 claims2025: 5 claims1990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Late spring severe storms, accounts for 30% of claims.

Flooding here is recent: 82 claims (34%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring severe storms20177430%
March storm20084217%
Mid-spring storms20113715%
Early winter storms201583%
Unnamed flooding198573%
Central U.S. April Flooding202552%

Flood zone at time of claim

High-risk zones (A, V)83% · 202
Moderate or minimal risk (X, B, C)7% · 17
Zone not recorded10% · 25

NFIP communities

Ripley County*Participates in the NFIP
Doniphan, City OfParticipates in the NFIP

Federal disaster declarations in Ripley County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2026-09-01
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2026-06-30
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-07-23
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-07-09

16 flood, storm or hurricane declarations for Ripley County since 2000.

Check a specific address in Doniphan.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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