FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Piedmont, MO 63957

Flood insurance claims in Piedmont, MO 63957

103 claims since 1982 and $2.6 million paid. Here's what the public record shows, and how to check a specific address.

103flood insurance claims since 1982
$2.6 millionpaid to policyholders
$30,006average paid claim
10claims in the last 10 years
9%of claims outside high-risk zones
#96of 642 Missouri ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 63957 since 1978.

1982: 2 claims1983: 15 claims1989: 1 claims1993: 9 claims1998: 2 claims2005: 7 claims2008: 50 claims2009: 1 claims2011: 6 claims2017: 5 claims2019: 1 claims2025: 4 claims1990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: March storm accounts for 48% of all claims in this ZIP code.

10 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
March storm20084948%
Mid-spring storms201166%
Late spring severe storms201755%
Central U.S. April Flooding202544%
Not a named storm198211%
Unnamed flooding198211%

Flood zone at time of claim

High-risk zones (A, V)75% · 77
Moderate or minimal risk (X, B, C)8% · 8
Zone not recorded17% · 18

NFIP communities

Piedmont, City OfParticipates in the NFIP
Wayne County*Participates in the NFIP

Federal disaster declarations in Wayne County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2026-09-01
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, Tornadoes, And WildfiresSevere Storm · Major disaster · 2025-05-21
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2023-09-21
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2022-01-10
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-07-09

17 flood, storm or hurricane declarations for Wayne County since 2000.

Check a specific address in Piedmont.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Missouri ZIP codes · All states · Flood zones explained