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Flood history · Braintree, MA 02184

Flood insurance claims in Braintree, MA 02184

175 claims since 1978 and $2.1 million paid. Here's what the public record shows, and how to check a specific address.

175flood insurance claims since 1978
$2.1 millionpaid to policyholders
$14,826average paid claim
7claims in the last 10 years
44%of claims outside high-risk zones
#38of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02184 since 1978.

1978: 14 claims1979: 9 claims1981: 4 claims1982: 7 claims1983: 4 claims1984: 7 claims1986: 1 claims1987: 5 claims1988: 2 claims1990: 2 claims1991: 2 claims1992: 3 claims1993: 2 claims1994: 4 claims1996: 10 claims1998: 5 claims1999: 2 claims2001: 4 claims2002: 1 claims2004: 1 claims2005: 15 claims2006: 1 claims2007: 1 claims2008: 3 claims2010: 55 claims2014: 4 claims2017: 1 claims2018: 4 claims2021: 1 claims2025: 1 claims19801990200020102020

What the record says

About 44% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, March 2010 Nor'easter, accounts for 30% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Braintree, Town Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
March 2010 Nor'easter20105330%
Unnamed flooding19782313%
Not a named storm1982137%
December Storm - Nor'easter199232%
The "Halloween" Storm199111%

Flood zone at time of claim

High-risk zones (A, V)50% · 88
Moderate or minimal risk (X, B, C)40% · 70
Zone not recorded10% · 17

NFIP communities

Braintree, Town OfCRS class 7 · up to 15% off

Federal disaster declarations in Norfolk County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Emergency · 2011-11-01

14 flood, storm or hurricane declarations for Norfolk County since 2000.

Check a specific address in Braintree.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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