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Flood history · Quincy, MA 02169

Flood insurance claims in Quincy, MA 02169

1,434 claims since 1978 and $12.4 million paid. Here's what the public record shows, and how to check a specific address.

1,434flood insurance claims since 1978
$12.4 millionpaid to policyholders
$10,521average paid claim
231claims in the last 10 years
12%of claims outside high-risk zones
#4of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02169 since 1978.

1978: 137 claims1979: 78 claims1980: 6 claims1981: 4 claims1982: 29 claims1983: 14 claims1984: 20 claims1985: 1 claims1986: 11 claims1987: 86 claims1988: 28 claims1989: 3 claims1990: 1 claims1991: 180 claims1992: 111 claims1993: 2 claims1994: 1 claims1995: 1 claims1996: 75 claims1997: 2 claims1998: 23 claims1999: 9 claims2000: 3 claims2001: 14 claims2002: 2 claims2003: 3 claims2004: 4 claims2005: 79 claims2006: 21 claims2007: 5 claims2008: 3 claims2009: 3 claims2010: 192 claims2011: 4 claims2012: 22 claims2013: 14 claims2014: 5 claims2015: 6 claims2016: 1 claims2017: 2 claims2018: 214 claims2019: 1 claims2020: 3 claims2021: 3 claims2023: 1 claims2024: 1 claims2025: 5 claims2026: 1 claims19801990200020102020

What the record says

88% of claims were on properties in high-risk zones and 12% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 19% of claims.

231 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Quincy, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199627919%
The "Halloween" Storm199117612%
March 2010 Nor'easter201014210%
December Storm - Nor'easter19921027%
Not a named storm1979876%
April 2007 Nor'easter200730%

Flood zone at time of claim

High-risk zones (A, V)87% · 1,249
Moderate or minimal risk (X, B, C)12% · 171
Undetermined (D)0% · 2
Zone not recorded1% · 12

NFIP communities

Quincy, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Norfolk County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Emergency · 2011-11-01

14 flood, storm or hurricane declarations for Norfolk County since 2000.

Check a specific address in Quincy.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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