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Flood history · Quincy, MA 02170

Flood insurance claims in Quincy, MA 02170

146 claims since 1978 and $532,160 paid. Here's what the public record shows, and how to check a specific address.

146flood insurance claims since 1978
$532,160paid to policyholders
$5,661average paid claim
26claims in the last 10 years
18%of claims outside high-risk zones
#49of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02170 since 1978.

1978: 5 claims1979: 8 claims1981: 1 claims1982: 4 claims1983: 1 claims1984: 2 claims1987: 2 claims1988: 17 claims1990: 1 claims1991: 4 claims1992: 7 claims1996: 16 claims1998: 3 claims1999: 4 claims2004: 1 claims2005: 4 claims2006: 3 claims2008: 1 claims2010: 32 claims2012: 1 claims2013: 2 claims2014: 1 claims2018: 20 claims2019: 1 claims2021: 1 claims2022: 1 claims2023: 1 claims2024: 1 claims2025: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, March 2010 Nor'easter, accounts for 22% of claims.

26 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Quincy, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
March 2010 Nor'easter20103222%
Unnamed flooding19781913%
Not a named storm1979118%
December Storm - Nor'easter199264%
The "Halloween" Storm199143%
Hurricane Sandy201211%

Flood zone at time of claim

High-risk zones (A, V)80% · 117
Moderate or minimal risk (X, B, C)18% · 26
Zone not recorded2% · 3

NFIP communities

Quincy, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Norfolk County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Emergency · 2011-11-01

14 flood, storm or hurricane declarations for Norfolk County since 2000.

Check a specific address in Quincy.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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