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Flood history · Dedham, MA 02026

Flood insurance claims in Dedham, MA 02026

77 claims since 1978 and $436,654 paid. Here's what the public record shows, and how to check a specific address.

77flood insurance claims since 1978
$436,654paid to policyholders
$9,703average paid claim
3claims in the last 10 years
41%of claims outside high-risk zones
#84of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02026 since 1978.

1978: 9 claims1979: 3 claims1982: 4 claims1984: 3 claims1987: 5 claims1991: 4 claims1992: 3 claims1993: 1 claims1996: 4 claims1998: 10 claims1999: 1 claims2001: 3 claims2008: 2 claims2010: 20 claims2014: 2 claims2018: 1 claims2020: 1 claims2025: 1 claims19801990200020102020

What the record says

About 41% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 35% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19872735%
March 2010 Nor'easter20102026%
Not a named storm197956%
December Storm - Nor'easter199234%
Hurricane Bob199123%
The "Halloween" Storm199123%

Flood zone at time of claim

High-risk zones (A, V)53% · 41
Moderate or minimal risk (X, B, C)38% · 29
Zone not recorded9% · 7

NFIP communities

Dedham, Town OfParticipates in the NFIP

Federal disaster declarations in Norfolk County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm And FloodingSevere Storm · Major disaster · 2018-06-25
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Emergency · 2011-11-01

14 flood, storm or hurricane declarations for Norfolk County since 2000.

Check a specific address in Dedham.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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