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Flood history · Waban, MA 02468

Flood insurance claims in Waban, MA 02468

51 claims since 1978 and $230,518 paid. Here's what the public record shows, and how to check a specific address.

51flood insurance claims since 1978
$230,518paid to policyholders
$5,489average paid claim
5claims in the last 10 years
72%of claims outside high-risk zones
#112of 506 Massachusetts ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02468 since 1978.

1978: 3 claims1979: 4 claims1980: 2 claims1981: 1 claims1982: 4 claims1984: 1 claims1985: 1 claims1990: 1 claims1998: 2 claims1999: 1 claims2001: 2 claims2006: 1 claims2010: 19 claims2011: 3 claims2016: 1 claims2017: 1 claims2018: 1 claims2021: 1 claims2023: 1 claims2024: 1 claims19801990200020102020

What the record says

About 72% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, March 2010 Nor'easter, accounts for 35% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
March 2010 Nor'easter20101835%
Not a named storm1982714%
Unnamed flooding1985714%
Hurricane Irene201124%
Hurricane Elsa202112%

Flood zone at time of claim

High-risk zones (A, V)25% · 13
Moderate or minimal risk (X, B, C)67% · 34
Zone not recorded8% · 4

NFIP communities

Newton, City OfParticipates in the NFIP

Federal disaster declarations in Middlesex County

Flood, hurricane and storm declarations since 2000.

Hurricane LeeHurricane · Emergency · 2023-09-15
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2015-04-13
Severe Winter Storm, Snowstorm, And FloodingSevere Storm · Major disaster · 2013-04-19
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storm And SnowstormSevere Storm · Major disaster · 2012-01-06
Severe StormSevere Storm · Emergency · 2011-11-01

15 flood, storm or hurricane declarations for Middlesex County since 2000.

Check a specific address in Waban.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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