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Flood history · Monroe, LA 71201

Flood insurance claims in Monroe, LA 71201

2,650 claims since 1978 and $59.7 million paid. Here's what the public record shows, and how to check a specific address.

2,650flood insurance claims since 1978
$59.7 millionpaid to policyholders
$26,803average paid claim
58claims in the last 10 years
15%of claims outside high-risk zones
#43of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 71201 since 1978.

1978: 246 claims1979: 25 claims1980: 17 claims1981: 1 claims1982: 61 claims1983: 20 claims1984: 9 claims1985: 2 claims1987: 11 claims1988: 14 claims1989: 593 claims1990: 2 claims1991: 509 claims1992: 1 claims1994: 4 claims1995: 4 claims1996: 2 claims1997: 5 claims1998: 4 claims1999: 9 claims2000: 4 claims2001: 5 claims2002: 2 claims2003: 18 claims2004: 9 claims2005: 1 claims2006: 2 claims2008: 109 claims2009: 20 claims2010: 3 claims2011: 248 claims2012: 6 claims2013: 1 claims2014: 9 claims2015: 1 claims2016: 615 claims2017: 17 claims2018: 7 claims2019: 8 claims2020: 5 claims2021: 1 claims2022: 4 claims2024: 4 claims2025: 10 claims2026: 2 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

One event dominates the record: Unnamed flooding accounts for 51% of all claims in this ZIP code.

58 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Ouachita Parish* takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19781,34851%
Late winter severe storms201658522%
Hurricane Gustav2008903%
Mid-spring storms201140%
Hurricane Ike200830%
Hurricane Juan198510%

Flood zone at time of claim

High-risk zones (A, V)75% · 1,975
Moderate or minimal risk (X, B, C)13% · 350
Zone not recorded12% · 325

NFIP communities

Monroe, City OfParticipates in the NFIP
Ouachita Parish*CRS class 8 · up to 10% off

Federal disaster declarations in Ouachita Parish County

Flood, hurricane and storm declarations since 2000.

Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Tropical Storm ZetaHurricane · Emergency · 2020-10-27
Hurricane DeltaHurricane · Major disaster · 2020-10-16

26 flood, storm or hurricane declarations for Ouachita Parish County since 2000.

Check a specific address in Monroe.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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