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Flood history · Bastrop, LA 71220

Flood insurance claims in Bastrop, LA 71220

168 claims since 1978 and $4.4 million paid. Here's what the public record shows, and how to check a specific address.

168flood insurance claims since 1978
$4.4 millionpaid to policyholders
$30,522average paid claim
40claims in the last 10 years
64%of claims outside high-risk zones
#200of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 71220 since 1978.

1978: 2 claims1980: 1 claims1984: 2 claims1989: 1 claims1991: 23 claims1995: 1 claims1999: 4 claims2000: 1 claims2001: 9 claims2002: 1 claims2004: 8 claims2006: 2 claims2007: 1 claims2008: 19 claims2009: 5 claims2010: 2 claims2011: 2 claims2012: 3 claims2016: 41 claims2018: 10 claims2019: 10 claims2020: 5 claims2023: 1 claims2024: 3 claims2025: 10 claims2026: 1 claims19801990200020102020

What the record says

About 64% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Late winter severe storms, accounts for 24% of claims.

40 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Late winter severe storms20164124%
Unnamed flooding19912213%
Hurricane Gustav2008148%
Tropical Storm Allison200111%

Flood zone at time of claim

High-risk zones (A, V)35% · 59
Moderate or minimal risk (X, B, C)61% · 103
Zone not recorded4% · 6

NFIP communities

Morehouse Parish*Participates in the NFIP
Bastrop, City OfParticipates in the NFIP

Federal disaster declarations in Morehouse County

Flood, hurricane and storm declarations since 2000.

Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Tropical Storm ZetaHurricane · Emergency · 2020-10-27
Hurricane DeltaHurricane · Major disaster · 2020-10-16

22 flood, storm or hurricane declarations for Morehouse County since 2000.

Check a specific address in Bastrop.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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