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Flood history · Monroe, LA 71202

Flood insurance claims in Monroe, LA 71202

1,790 claims since 1978 and $34.2 million paid. Here's what the public record shows, and how to check a specific address.

1,790flood insurance claims since 1978
$34.2 millionpaid to policyholders
$22,678average paid claim
38claims in the last 10 years
17%of claims outside high-risk zones
#61of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 71202 since 1978.

1978: 44 claims1979: 9 claims1980: 5 claims1982: 128 claims1983: 69 claims1984: 6 claims1987: 11 claims1988: 3 claims1989: 172 claims1990: 13 claims1991: 286 claims1993: 1 claims1994: 1 claims1995: 5 claims1996: 3 claims1997: 4 claims1998: 10 claims1999: 45 claims2000: 7 claims2001: 9 claims2002: 5 claims2003: 5 claims2004: 6 claims2005: 3 claims2006: 6 claims2008: 205 claims2009: 11 claims2010: 2 claims2011: 187 claims2012: 7 claims2013: 1 claims2014: 2 claims2015: 3 claims2016: 478 claims2017: 1 claims2018: 2 claims2019: 11 claims2020: 13 claims2021: 1 claims2022: 5 claims2024: 1 claims2025: 4 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 33% of claims.

38 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Ouachita Parish* takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198259233%
Late winter severe storms201647126%
Hurricane Gustav200818811%
Mid-spring storms201160%
Hurricane Ike200850%
Hurricane Delta202050%

Flood zone at time of claim

High-risk zones (A, V)79% · 1,407
Moderate or minimal risk (X, B, C)16% · 287
Zone not recorded5% · 96

NFIP communities

Monroe, City OfParticipates in the NFIP
Ouachita Parish*CRS class 8 · up to 10% off
Richwood, Town OfParticipates in the NFIP

Federal disaster declarations in Ouachita Parish County

Flood, hurricane and storm declarations since 2000.

Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Tropical Storm ZetaHurricane · Emergency · 2020-10-27
Hurricane DeltaHurricane · Major disaster · 2020-10-16

26 flood, storm or hurricane declarations for Ouachita Parish County since 2000.

Check a specific address in Monroe.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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