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Flood history · Westport, CT 06880

Flood insurance claims in Westport, CT 06880

1,894 claims since 1978 and $43.2 million paid. Here's what the public record shows, and how to check a specific address.

1,894flood insurance claims since 1978
$43.2 millionpaid to policyholders
$28,167average paid claim
113claims in the last 10 years
14%of claims outside high-risk zones
#3of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06880 since 1978.

1978: 75 claims1979: 36 claims1980: 120 claims1982: 11 claims1983: 11 claims1984: 31 claims1985: 14 claims1986: 2 claims1987: 5 claims1988: 3 claims1989: 20 claims1990: 2 claims1991: 66 claims1992: 313 claims1993: 4 claims1994: 5 claims1995: 3 claims1996: 78 claims1997: 5 claims1999: 4 claims2000: 1 claims2001: 2 claims2002: 4 claims2003: 3 claims2004: 8 claims2005: 13 claims2006: 47 claims2007: 106 claims2008: 4 claims2009: 2 claims2010: 43 claims2011: 258 claims2012: 472 claims2013: 1 claims2014: 7 claims2015: 1 claims2016: 1 claims2017: 4 claims2018: 55 claims2020: 3 claims2021: 38 claims2022: 2 claims2023: 1 claims2024: 7 claims2026: 3 claims19801990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 25% of claims.

113 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Westport, Town Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201246925%
December Storm - Nor'easter199230616%
Hurricane Irene201123813%
Unnamed flooding19801588%
The "Halloween" Storm1991603%
Not a named storm1979513%

Flood zone at time of claim

High-risk zones (A, V)78% · 1,485
Moderate or minimal risk (X, B, C)13% · 249
Zone not recorded8% · 160

NFIP communities

Westport, Town OfCRS class 8 · up to 10% off
Norwalk, City OfParticipates in the NFIP

Federal disaster declarations in Western Connecticut County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

17 flood, storm or hurricane declarations for Western Connecticut County since 2000.

Check a specific address in Westport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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