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Flood history · Norwalk, CT 06854

Flood insurance claims in Norwalk, CT 06854

987 claims since 1978 and $26.0 million paid. Here's what the public record shows, and how to check a specific address.

987flood insurance claims since 1978
$26.0 millionpaid to policyholders
$30,972average paid claim
38claims in the last 10 years
11%of claims outside high-risk zones
#5of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06854 since 1978.

1978: 40 claims1979: 7 claims1980: 63 claims1983: 3 claims1984: 24 claims1985: 6 claims1988: 1 claims1989: 2 claims1990: 3 claims1991: 34 claims1992: 162 claims1993: 1 claims1994: 4 claims1995: 2 claims1996: 53 claims1998: 1 claims1999: 1 claims2001: 2 claims2002: 2 claims2003: 1 claims2004: 2 claims2005: 2 claims2006: 9 claims2007: 23 claims2008: 1 claims2009: 2 claims2010: 28 claims2011: 135 claims2012: 332 claims2014: 3 claims2017: 2 claims2018: 14 claims2021: 16 claims2022: 2 claims2023: 1 claims2024: 1 claims2026: 2 claims19801990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 33% of claims.

38 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201232933%
December Storm - Nor'easter199216116%
Hurricane Irene201113213%
Unnamed flooding198011412%
The "Halloween" Storm1991333%
March 2010 Nor'easter2010283%

Flood zone at time of claim

High-risk zones (A, V)87% · 856
Moderate or minimal risk (X, B, C)11% · 104
Zone not recorded3% · 27

NFIP communities

Norwalk, City OfParticipates in the NFIP

Federal disaster declarations in Western Connecticut County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

17 flood, storm or hurricane declarations for Western Connecticut County since 2000.

Check a specific address in Norwalk.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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