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Flood history · Norwalk, CT 06853

Flood insurance claims in Norwalk, CT 06853

560 claims since 1978 and $13.0 million paid. Here's what the public record shows, and how to check a specific address.

560flood insurance claims since 1978
$13.0 millionpaid to policyholders
$28,122average paid claim
20claims in the last 10 years
11%of claims outside high-risk zones
#13of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06853 since 1978.

1978: 32 claims1979: 4 claims1980: 28 claims1983: 1 claims1984: 7 claims1985: 9 claims1987: 1 claims1989: 3 claims1991: 18 claims1992: 106 claims1993: 1 claims1994: 3 claims1995: 1 claims1996: 22 claims2001: 1 claims2006: 9 claims2007: 12 claims2008: 3 claims2010: 5 claims2011: 70 claims2012: 202 claims2013: 2 claims2018: 9 claims2021: 10 claims2022: 1 claims19801990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 36% of claims.

20 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201220036%
December Storm - Nor'easter199210318%
Hurricane Irene20116812%
Unnamed flooding1996468%
The "Halloween" Storm1991173%
Hurricane Gloria198592%

Flood zone at time of claim

High-risk zones (A, V)85% · 477
Moderate or minimal risk (X, B, C)10% · 58
Zone not recorded4% · 25

NFIP communities

Norwalk, City OfParticipates in the NFIP

Federal disaster declarations in Western Connecticut County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

17 flood, storm or hurricane declarations for Western Connecticut County since 2000.

Check a specific address in Norwalk.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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