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Flood history · Southport, CT 06890

Flood insurance claims in Southport, CT 06890

57 claims since 1979 and $1.5 million paid. Here's what the public record shows, and how to check a specific address.

57flood insurance claims since 1979
$1.5 millionpaid to policyholders
$33,801average paid claim
2claims in the last 10 years
38%of claims outside high-risk zones
#77of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06890 since 1978.

1979: 2 claims1980: 7 claims1982: 1 claims1983: 1 claims1984: 3 claims1985: 2 claims1992: 6 claims1996: 1 claims2000: 1 claims2004: 1 claims2007: 1 claims2010: 1 claims2011: 7 claims2012: 21 claims2018: 2 claims19801990200020102020

What the record says

About 38% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 37% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Fairfield, Town Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20122137%
Not a named storm1979814%
Hurricane Irene2011611%
December Storm - Nor'easter199259%
Unnamed flooding198024%
Hurricane Gloria198524%

Flood zone at time of claim

High-risk zones (A, V)61% · 35
Moderate or minimal risk (X, B, C)33% · 19
Undetermined (D)4% · 2
Zone not recorded2% · 1

NFIP communities

Fairfield, Town OfCRS class 8 · up to 10% off

Federal disaster declarations in Connecticut Metropolitan County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

17 flood, storm or hurricane declarations for Connecticut Metropolitan County since 2000.

Check a specific address in Southport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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