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Flood history · Burnet, TX 78611

Flood insurance claims in Burnet, TX 78611

80 claims since 1980 and $2.7 million paid. Here's what the public record shows, and how to check a specific address.

80flood insurance claims since 1980
$2.7 millionpaid to policyholders
$45,937average paid claim
37claims in the last 10 years
24%of claims outside high-risk zones
#435of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78611 since 1978.

1980: 1 claims1991: 3 claims1995: 1 claims1997: 6 claims2000: 4 claims2001: 1 claims2004: 1 claims2006: 1 claims2007: 15 claims2009: 3 claims2010: 2 claims2012: 2 claims2016: 3 claims2017: 1 claims2018: 19 claims2024: 1 claims2025: 16 claims19801990200020102020

What the record says

76% of claims were on properties in high-risk zones and 24% outside them.

Losses are spread across many events; the largest, Fall 2018 Texas Flooding, accounts for 24% of claims.

Flooding here is recent: 37 claims (46%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Fall 2018 Texas Flooding20181924%
2025 July Central TX Flooding20251620%
Thunderstorms2007911%
Unnamed flooding199779%
Early summer severe storms201634%
Hurricane Allen198011%

Flood zone at time of claim

High-risk zones (A, V)76% · 61
Moderate or minimal risk (X, B, C)24% · 19

NFIP communities

Burnet County *Participates in the NFIP
Llano County *Participates in the NFIP
Burnet, City OfParticipates in the NFIP

Federal disaster declarations in Burnet County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2025-07-06
Severe Storms And FloodingFlood · Major disaster · 2019-02-25
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2007-06-29
Hurricane RitaHurricane · Major disaster · 2005-09-24
Hurricane RitaHurricane · Emergency · 2005-09-21
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-02

7 flood, storm or hurricane declarations for Burnet County since 2000.

Check a specific address in Burnet.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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