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Flood history · Leander, TX 78641

Flood insurance claims in Leander, TX 78641

104 claims since 1981 and $3.9 million paid. Here's what the public record shows, and how to check a specific address.

104flood insurance claims since 1981
$3.9 millionpaid to policyholders
$47,562average paid claim
33claims in the last 10 years
28%of claims outside high-risk zones
#389of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78641 since 1978.

1981: 3 claims1987: 2 claims1991: 11 claims1993: 2 claims1997: 19 claims2000: 2 claims2002: 1 claims2004: 4 claims2007: 13 claims2010: 12 claims2014: 1 claims2016: 1 claims2018: 9 claims2021: 2 claims2025: 21 claims2026: 1 claims1990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 28% of claims.

Flooding here is recent: 33 claims (32%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19972928%
2025 July Central TX Flooding20251918%
Thunderstorms20071212%
Fall 2018 Texas Flooding201866%
Torrential rain200211%

Flood zone at time of claim

High-risk zones (A, V)69% · 72
Moderate or minimal risk (X, B, C)27% · 28
Zone not recorded4% · 4

NFIP communities

Travis County*Participates in the NFIP
Volente, Village OfParticipates in the NFIP
Williamson County *Participates in the NFIP
Leander, City OfParticipates in the NFIP

Federal disaster declarations in Williamson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2025-07-06
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Severe Storms And FloodingFlood · Major disaster · 2019-02-25
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

16 flood, storm or hurricane declarations for Williamson County since 2000.

Check a specific address in Leander.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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