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Flood history · Marble Falls, TX 78654

Flood insurance claims in Marble Falls, TX 78654

372 claims since 1979 and $14.8 million paid. Here's what the public record shows, and how to check a specific address.

372flood insurance claims since 1979
$14.8 millionpaid to policyholders
$53,228average paid claim
185claims in the last 10 years
16%of claims outside high-risk zones
#212of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78654 since 1978.

1979: 3 claims1980: 5 claims1981: 2 claims1982: 1 claims1983: 8 claims1987: 2 claims1989: 1 claims1990: 1 claims1991: 8 claims1992: 3 claims1993: 1 claims1994: 5 claims1995: 10 claims1997: 37 claims1998: 4 claims2001: 4 claims2002: 4 claims2004: 1 claims2006: 1 claims2007: 74 claims2009: 3 claims2012: 2 claims2013: 3 claims2014: 1 claims2015: 1 claims2016: 2 claims2017: 1 claims2018: 170 claims2019: 1 claims2020: 1 claims2021: 1 claims2024: 1 claims2025: 10 claims19801990200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

One event dominates the record: Fall 2018 Texas Flooding accounts for 43% of all claims in this ZIP code.

Flooding here is recent: 185 claims (50%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Fall 2018 Texas Flooding201816143%
Thunderstorms20076517%
Unnamed flooding19974412%
2025 July Central TX Flooding202562%
Torrential rain200231%
Tropical Storm Claudette197921%

Flood zone at time of claim

High-risk zones (A, V)80% · 296
Moderate or minimal risk (X, B, C)16% · 58
Zone not recorded5% · 18

NFIP communities

Granite Shoals, City OfParticipates in the NFIP
Marble Falls, City OfParticipates in the NFIP
Highland Haven, City OfParticipates in the NFIP
Burnet County *Participates in the NFIP

Federal disaster declarations in Burnet County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2025-07-06
Severe Storms And FloodingFlood · Major disaster · 2019-02-25
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2007-06-29
Hurricane RitaHurricane · Major disaster · 2005-09-24
Hurricane RitaHurricane · Emergency · 2005-09-21
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-02

7 flood, storm or hurricane declarations for Burnet County since 2000.

Check a specific address in Marble Falls.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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