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Flood history · Texas City, TX 77591

Flood insurance claims in Texas City, TX 77591

1,010 claims since 1979 and $23.4 million paid. Here's what the public record shows, and how to check a specific address.

1,010flood insurance claims since 1979
$23.4 millionpaid to policyholders
$29,932average paid claim
350claims in the last 10 years
81%of claims outside high-risk zones
#107of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77591 since 1978.

1979: 63 claims1981: 153 claims1983: 107 claims1984: 43 claims1986: 2 claims1988: 1 claims1989: 22 claims1991: 20 claims1992: 1 claims1995: 36 claims1996: 1 claims1997: 4 claims1998: 13 claims2000: 1 claims2001: 83 claims2002: 3 claims2003: 2 claims2004: 2 claims2006: 4 claims2007: 2 claims2008: 70 claims2009: 12 claims2012: 2 claims2013: 2 claims2014: 2 claims2015: 1 claims2016: 8 claims2017: 307 claims2018: 18 claims2019: 2 claims2020: 4 claims2021: 4 claims2022: 1 claims2023: 1 claims2024: 12 claims2025: 1 claims19801990200020102020

What the record says

About 81% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 30% of claims.

Flooding here is recent: 350 claims (35%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey201730530%
Unnamed flooding198125826%
Hurricane Alicia198310210%
Hurricane Ike2008707%
Tropical Storm Allison2001586%
Hurricane Chantel1989182%

Flood zone at time of claim

High-risk zones (A, V)19% · 192
Moderate or minimal risk (X, B, C)81% · 818

NFIP communities

Texas City, City OfParticipates in the NFIP
La Marque, City OfParticipates in the NFIP

Federal disaster declarations in Galveston County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane LauraHurricane · Major disaster · 2020-12-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

16 flood, storm or hurricane declarations for Galveston County since 2000.

Check a specific address in Texas City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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