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Flood history · Hitchcock, TX 77563

Flood insurance claims in Hitchcock, TX 77563

4,023 claims since 1979 and $91.9 million paid. Here's what the public record shows, and how to check a specific address.

4,023flood insurance claims since 1979
$91.9 millionpaid to policyholders
$26,010average paid claim
764claims in the last 10 years
8%of claims outside high-risk zones
#15of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77563 since 1978.

1979: 266 claims1980: 16 claims1981: 78 claims1982: 1 claims1983: 853 claims1984: 5 claims1986: 1 claims1987: 1 claims1988: 1 claims1989: 39 claims1991: 12 claims1992: 3 claims1993: 2 claims1995: 11 claims1996: 3 claims1997: 1 claims1998: 356 claims2000: 3 claims2001: 35 claims2002: 42 claims2003: 62 claims2004: 1 claims2005: 7 claims2006: 43 claims2007: 4 claims2008: 1369 claims2009: 1 claims2010: 1 claims2011: 3 claims2012: 22 claims2013: 1 claims2014: 5 claims2015: 7 claims2016: 4 claims2017: 411 claims2018: 4 claims2019: 4 claims2020: 13 claims2021: 30 claims2022: 1 claims2024: 301 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Ike, accounts for 33% of claims.

764 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Hitchcock, City Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Ike20081,34533%
Hurricane Alicia198384421%
Unnamed flooding197967417%
Hurricane Harvey201740510%
Hurricane Beryl20242857%
Hurricane Claudette2003581%

Flood zone at time of claim

High-risk zones (A, V)92% · 3,684
Moderate or minimal risk (X, B, C)8% · 328
Zone not recorded0% · 11

NFIP communities

Hitchcock, City OfCRS class 8 · up to 10% off
Galveston County*Participates in the NFIP
Bayou Vista, City OfParticipates in the NFIP
La Marque, City OfParticipates in the NFIP

Federal disaster declarations in Galveston County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane LauraHurricane · Major disaster · 2020-12-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

16 flood, storm or hurricane declarations for Galveston County since 2000.

Check a specific address in Hitchcock.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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