FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Texas City, TX 77590

Flood insurance claims in Texas City, TX 77590

2,633 claims since 1978 and $16.9 million paid. Here's what the public record shows, and how to check a specific address.

2,633flood insurance claims since 1978
$16.9 millionpaid to policyholders
$9,563average paid claim
211claims in the last 10 years
38%of claims outside high-risk zones
#38of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77590 since 1978.

1978: 3 claims1979: 130 claims1980: 11 claims1981: 657 claims1982: 5 claims1983: 554 claims1984: 49 claims1985: 6 claims1986: 30 claims1987: 1 claims1988: 6 claims1989: 117 claims1990: 1 claims1991: 29 claims1992: 15 claims1993: 5 claims1994: 6 claims1995: 157 claims1996: 8 claims1997: 7 claims1998: 69 claims1999: 1 claims2000: 9 claims2001: 211 claims2002: 49 claims2003: 8 claims2004: 2 claims2005: 7 claims2006: 14 claims2007: 8 claims2008: 170 claims2009: 17 claims2010: 13 claims2011: 8 claims2012: 1 claims2013: 3 claims2015: 20 claims2016: 15 claims2017: 172 claims2018: 8 claims2019: 13 claims2020: 2 claims2021: 5 claims2022: 2 claims2023: 1 claims2024: 8 claims19801990200020102020

What the record says

About 38% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 35% of claims.

211 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198193035%
Hurricane Alicia198346017%
Tropical Storm Allison20012158%
Hurricane Ike20081706%
Hurricane Harvey20171676%
Hurricane Chantel1989793%

Flood zone at time of claim

High-risk zones (A, V)62% · 1,627
Moderate or minimal risk (X, B, C)38% · 1,005
Zone not recorded0% · 1

NFIP communities

Texas City, City OfParticipates in the NFIP

Federal disaster declarations in Galveston County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane LauraHurricane · Major disaster · 2020-12-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

16 flood, storm or hurricane declarations for Galveston County since 2000.

Check a specific address in Texas City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Texas ZIP codes · All states · Flood zones explained