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Flood history · Lake Jackson, TX 77566

Flood insurance claims in Lake Jackson, TX 77566

1,067 claims since 1979 and $46.1 million paid. Here's what the public record shows, and how to check a specific address.

1,067flood insurance claims since 1979
$46.1 millionpaid to policyholders
$58,004average paid claim
335claims in the last 10 years
53%of claims outside high-risk zones
#102of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77566 since 1978.

1979: 232 claims1980: 12 claims1981: 14 claims1982: 45 claims1983: 12 claims1984: 23 claims1985: 3 claims1986: 4 claims1988: 2 claims1989: 2 claims1990: 1 claims1991: 24 claims1992: 14 claims1993: 6 claims1994: 2 claims1995: 6 claims1996: 2 claims1997: 2 claims1998: 37 claims2000: 2 claims2001: 5 claims2002: 122 claims2003: 2 claims2004: 7 claims2005: 4 claims2006: 10 claims2007: 1 claims2008: 23 claims2010: 2 claims2012: 5 claims2014: 3 claims2015: 11 claims2016: 92 claims2017: 296 claims2018: 4 claims2019: 14 claims2020: 2 claims2021: 5 claims2024: 13 claims2025: 1 claims19801990200020102020

What the record says

About 53% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 36% of claims.

Flooding here is recent: 335 claims (31%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding200238636%
Hurricane Harvey201729327%
Early summer severe storms2016888%
Tropical Storm Claudette1979878%
Hurricane Ike2008222%
Tropical Storm Imelda2019131%

Flood zone at time of claim

High-risk zones (A, V)47% · 505
Moderate or minimal risk (X, B, C)46% · 495
Undetermined (D)6% · 64
Zone not recorded0% · 3

NFIP communities

Brazoria County *Participates in the NFIP
Lake Jackson, City OfParticipates in the NFIP
Richwood, City OfParticipates in the NFIP
Brazoria, City OfParticipates in the NFIP

Federal disaster declarations in Brazoria County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

18 flood, storm or hurricane declarations for Brazoria County since 2000.

Check a specific address in Lake Jackson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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