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Flood history · Brazoria, TX 77422

Flood insurance claims in Brazoria, TX 77422

1,432 claims since 1979 and $42.3 million paid. Here's what the public record shows, and how to check a specific address.

1,432flood insurance claims since 1979
$42.3 millionpaid to policyholders
$36,303average paid claim
588claims in the last 10 years
24%of claims outside high-risk zones
#73of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77422 since 1978.

1979: 160 claims1980: 12 claims1981: 29 claims1982: 12 claims1983: 12 claims1984: 22 claims1985: 2 claims1986: 2 claims1987: 2 claims1989: 6 claims1990: 2 claims1991: 96 claims1992: 8 claims1993: 1 claims1994: 12 claims1995: 23 claims1996: 1 claims1997: 1 claims1998: 114 claims1999: 2 claims2001: 12 claims2002: 168 claims2003: 23 claims2004: 4 claims2005: 1 claims2006: 22 claims2007: 4 claims2008: 28 claims2010: 9 claims2011: 1 claims2012: 10 claims2013: 1 claims2014: 3 claims2015: 6 claims2016: 33 claims2017: 537 claims2018: 3 claims2019: 12 claims2021: 10 claims2022: 1 claims2023: 1 claims2024: 22 claims2026: 2 claims19801990200020102020

What the record says

76% of claims were on properties in high-risk zones and 24% outside them.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 37% of claims.

Flooding here is recent: 588 claims (41%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey201752637%
Unnamed flooding200251336%
Tropical Storm Claudette1979775%
Hurricane Ike2008262%
Hurricane Beryl2024211%
Tropical Storm Paul2006201%

Flood zone at time of claim

High-risk zones (A, V)73% · 1,050
Moderate or minimal risk (X, B, C)19% · 268
Undetermined (D)5% · 65
Zone not recorded3% · 49

NFIP communities

Brazoria County *Participates in the NFIP
Brazoria, City OfParticipates in the NFIP
Alvin, City OfParticipates in the NFIP

Federal disaster declarations in Brazoria County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

18 flood, storm or hurricane declarations for Brazoria County since 2000.

Check a specific address in Brazoria.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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