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Flood history · Freeport, TX 77542

Flood insurance claims in Freeport, TX 77542

56 claims since 1979 and $256,041 paid. Here's what the public record shows, and how to check a specific address.

56flood insurance claims since 1979
$256,041paid to policyholders
$5,566average paid claim
1claims in the last 10 years
54%of claims outside high-risk zones
#507of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77542 since 1978.

1979: 43 claims1980: 7 claims1983: 3 claims1985: 1 claims1996: 1 claims2024: 1 claims19801990200020102020

What the record says

About 54% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 43% of all claims in this ZIP code.

1 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19792443%
Tropical Storm Claudette19791730%
Hurricane Allen1980712%
Hurricane Alicia198335%
Hurricane Beryl202412%

Flood zone at time of claim

High-risk zones (A, V)41% · 23
Moderate or minimal risk (X, B, C)45% · 25
Undetermined (D)4% · 2
Zone not recorded11% · 6

NFIP communities

Brazoria County *Participates in the NFIP

Federal disaster declarations in Brazoria County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

18 flood, storm or hurricane declarations for Brazoria County since 2000.

Check a specific address in Freeport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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