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Flood history · Santa Fe, TX 77517

Flood insurance claims in Santa Fe, TX 77517

426 claims since 1979 and $20.0 million paid. Here's what the public record shows, and how to check a specific address.

426flood insurance claims since 1979
$20.0 millionpaid to policyholders
$54,049average paid claim
212claims in the last 10 years
93%of claims outside high-risk zones
#204of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77517 since 1978.

1979: 83 claims1980: 3 claims1981: 14 claims1983: 13 claims1984: 6 claims1986: 1 claims1989: 17 claims1995: 1 claims1998: 4 claims2001: 35 claims2002: 6 claims2006: 1 claims2007: 1 claims2008: 27 claims2013: 1 claims2015: 1 claims2017: 206 claims2018: 3 claims2021: 1 claims2024: 2 claims19801990200020102020

What the record says

About 93% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Harvey accounts for 48% of all claims in this ZIP code.

Flooding here is recent: 212 claims (50%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey201720348%
Unnamed flooding19797217%
Tropical Storm Allison2001348%
Hurricane Ike2008276%
Tropical Storm Claudette1979246%
Hurricane Chantel1989164%

Flood zone at time of claim

High-risk zones (A, V)7% · 28
Moderate or minimal risk (X, B, C)93% · 398

NFIP communities

Galveston County*Participates in the NFIP
Santa Fe, City OfParticipates in the NFIP
Brazoria County *Participates in the NFIP

Federal disaster declarations in Galveston County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Hurricane LauraHurricane · Major disaster · 2020-12-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

16 flood, storm or hurricane declarations for Galveston County since 2000.

Check a specific address in Santa Fe.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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