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Flood history · Roan Mountain, TN 37687

Flood insurance claims in Roan Mountain, TN 37687

60 claims since 1995 and $1.6 million paid. Here's what the public record shows, and how to check a specific address.

60flood insurance claims since 1995
$1.6 millionpaid to policyholders
$29,616average paid claim
29claims in the last 10 years
3%of claims outside high-risk zones
#70of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37687 since 1978.

1995: 2 claims1996: 2 claims1998: 23 claims2003: 2 claims2004: 2 claims2017: 8 claims2024: 21 claims200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Flooding here is recent: 29 claims (48%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Helene20242135%

Flood zone at time of claim

High-risk zones (A, V)97% · 58
Moderate or minimal risk (X, B, C)3% · 2

NFIP communities

Carter County *Participates in the NFIP

Federal disaster declarations in Carter County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Tropical Storm HeleneTropical Storm · Major disaster · 2024-10-02
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-27
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2019-04-17
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05
Severe Storms And FloodingSevere Storm · Major disaster · 2004-10-07

8 flood, storm or hurricane declarations for Carter County since 2000.

Check a specific address in Roan Mountain.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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