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Flood history · Johnson City, TN 37601

Flood insurance claims in Johnson City, TN 37601

53 claims since 1979 and $2.8 million paid. Here's what the public record shows, and how to check a specific address.

53flood insurance claims since 1979
$2.8 millionpaid to policyholders
$68,246average paid claim
7claims in the last 10 years
38%of claims outside high-risk zones
#77of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37601 since 1978.

1979: 6 claims1980: 1 claims1990: 1 claims1994: 2 claims1995: 1 claims1998: 2 claims2001: 3 claims2002: 1 claims2003: 15 claims2008: 1 claims2012: 6 claims2013: 7 claims2019: 3 claims2020: 1 claims2024: 2 claims2026: 1 claims19801990200020102020

What the record says

About 38% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

7 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Helene202412%

Flood zone at time of claim

High-risk zones (A, V)62% · 33
Moderate or minimal risk (X, B, C)38% · 20

NFIP communities

Johnson City, City OfParticipates in the NFIP
Carter County *Participates in the NFIP

Federal disaster declarations in Washington County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Tropical Storm HeleneTropical Storm · Major disaster · 2024-10-02
Tropical Storm HeleneTropical Storm · Emergency · 2024-09-27
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-04-24
Severe Storms, Tornadoes, Straight-Line Winds, And Associated FloodingSevere Storm · Major disaster · 2011-05-01
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05

7 flood, storm or hurricane declarations for Washington County since 2000.

Check a specific address in Johnson City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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