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Flood history · Soddy Daisy, TN 37379

Flood insurance claims in Soddy Daisy, TN 37379

76 claims since 1980 and $777,983 paid. Here's what the public record shows, and how to check a specific address.

76flood insurance claims since 1980
$777,983paid to policyholders
$11,788average paid claim
33claims in the last 10 years
21%of claims outside high-risk zones
#56of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37379 since 1978.

1980: 1 claims1982: 2 claims1983: 1 claims1990: 4 claims1994: 1 claims1995: 2 claims1998: 3 claims1999: 1 claims2003: 9 claims2004: 6 claims2005: 1 claims2008: 1 claims2011: 1 claims2013: 1 claims2015: 9 claims2017: 1 claims2018: 18 claims2020: 14 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Early winter storms, accounts for 12% of claims.

Flooding here is recent: 33 claims (43%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Early winter storms2015912%
Heavy rains200379%
Unnamed flooding199045%

Flood zone at time of claim

High-risk zones (A, V)78% · 59
Moderate or minimal risk (X, B, C)21% · 16
Zone not recorded1% · 1

NFIP communities

Soddy-Daisy, City OfParticipates in the NFIP
Hamilton County *Participates in the NFIP

Federal disaster declarations in Hamilton County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-17
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-05-17
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-04-24
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2019-04-17
Severe Storms, Tornadoes, Straight-Line Winds AndSevere Storm · Major disaster · 2012-03-16

11 flood, storm or hurricane declarations for Hamilton County since 2000.

Check a specific address in Soddy Daisy.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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