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Flood history · Hixson, TN 37343

Flood insurance claims in Hixson, TN 37343

146 claims since 1978 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

146flood insurance claims since 1978
$1.2 millionpaid to policyholders
$10,754average paid claim
15claims in the last 10 years
32%of claims outside high-risk zones
#35of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37343 since 1978.

1978: 2 claims1979: 1 claims1980: 7 claims1982: 11 claims1984: 9 claims1990: 12 claims1991: 1 claims1994: 8 claims1995: 5 claims1996: 7 claims1997: 2 claims1998: 2 claims2001: 1 claims2002: 2 claims2003: 34 claims2004: 2 claims2005: 1 claims2009: 7 claims2011: 6 claims2012: 1 claims2013: 8 claims2015: 2 claims2017: 1 claims2018: 5 claims2019: 1 claims2020: 6 claims2024: 1 claims2025: 1 claims19801990200020102020

What the record says

About 32% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Heavy rains, accounts for 21% of claims.

15 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Heavy rains20033021%
Unnamed flooding1997118%
Early winter storms201521%
Mid-spring storms201111%

Flood zone at time of claim

High-risk zones (A, V)65% · 95
Moderate or minimal risk (X, B, C)31% · 45
Zone not recorded4% · 6

NFIP communities

Hamilton County *Participates in the NFIP
Chattanooga, City OfParticipates in the NFIP
Soddy-Daisy, City OfParticipates in the NFIP

Federal disaster declarations in Hamilton County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-17
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-05-17
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-04-24
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2019-04-17
Severe Storms, Tornadoes, Straight-Line Winds AndSevere Storm · Major disaster · 2012-03-16

11 flood, storm or hurricane declarations for Hamilton County since 2000.

Check a specific address in Hixson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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