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Flood history · Old Hickory, TN 37138

Flood insurance claims in Old Hickory, TN 37138

271 claims since 1979 and $12.3 million paid. Here's what the public record shows, and how to check a specific address.

271flood insurance claims since 1979
$12.3 millionpaid to policyholders
$48,993average paid claim
3claims in the last 10 years
27%of claims outside high-risk zones
#12of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37138 since 1978.

1979: 1 claims1980: 1 claims1983: 1 claims1984: 1 claims1998: 2 claims2004: 1 claims2008: 2 claims2010: 251 claims2011: 1 claims2012: 1 claims2013: 5 claims2014: 1 claims2017: 2 claims2021: 1 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

One event dominates the record: Late spring storms accounts for 92% of all claims in this ZIP code.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Metro Government Of Nashville-Davidson County takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late spring storms201024992%

Flood zone at time of claim

High-risk zones (A, V)72% · 196
Moderate or minimal risk (X, B, C)27% · 72
Zone not recorded1% · 3

NFIP communities

Metro Government Of Nashville-Davidson CountyCRS class 8 · up to 10% off
Wilson County *CRS class 8 · up to 10% off

Federal disaster declarations in Davidson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-19
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms And TornadoesSevere Storm · Major disaster · 2023-12-13
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-05-17
Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-07-09
Severe Storms, Flooding, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2011-05-09

11 flood, storm or hurricane declarations for Davidson County since 2000.

Check a specific address in Old Hickory.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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