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Flood history · Hendersonville, TN 37075

Flood insurance claims in Hendersonville, TN 37075

341 claims since 1978 and $5.5 million paid. Here's what the public record shows, and how to check a specific address.

341flood insurance claims since 1978
$5.5 millionpaid to policyholders
$20,928average paid claim
55claims in the last 10 years
49%of claims outside high-risk zones
#8of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37075 since 1978.

1978: 3 claims1981: 1 claims1983: 3 claims1984: 6 claims1988: 1 claims1989: 3 claims1993: 1 claims1994: 5 claims1995: 1 claims1997: 2 claims1998: 4 claims1999: 1 claims2001: 1 claims2003: 1 claims2005: 1 claims2007: 1 claims2008: 2 claims2009: 34 claims2010: 183 claims2011: 2 claims2012: 4 claims2013: 16 claims2014: 1 claims2015: 1 claims2016: 8 claims2017: 11 claims2018: 1 claims2019: 16 claims2020: 3 claims2021: 5 claims2023: 1 claims2024: 14 claims2025: 2 claims2026: 2 claims19801990200020102020

What the record says

About 49% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Late spring storms accounts for 48% of all claims in this ZIP code.

55 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring storms201016448%
Unnamed flooding199721%
Mid-spring storms201410%
Central U.S. April Flooding202510%
Tennessee Flooding202110%

Flood zone at time of claim

High-risk zones (A, V)51% · 173
Moderate or minimal risk (X, B, C)49% · 166
Zone not recorded1% · 2

NFIP communities

Hendersonville, City OfParticipates in the NFIP
Sumner County*Participates in the NFIP

Federal disaster declarations in Sumner County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-06-17
Severe Storms And TornadoesSevere Storm · Major disaster · 2023-12-13
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-05-17
Severe Storms, Flooding, Tornadoes, And Straight-Line WindsSevere Storm · Major disaster · 2011-05-09
Severe Storms, Flooding, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2010-05-04

11 flood, storm or hurricane declarations for Sumner County since 2000.

Check a specific address in Hendersonville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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