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Flood history · Pottstown, PA 19465

Flood insurance claims in Pottstown, PA 19465

212 claims since 1979 and $2.4 million paid. Here's what the public record shows, and how to check a specific address.

212flood insurance claims since 1979
$2.4 millionpaid to policyholders
$13,104average paid claim
5claims in the last 10 years
8%of claims outside high-risk zones
#78of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 19465 since 1978.

1979: 61 claims1984: 1 claims1996: 6 claims1999: 3 claims2002: 1 claims2006: 97 claims2011: 34 claims2014: 3 claims2016: 1 claims2020: 2 claims2021: 2 claims2023: 1 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Not a named storm, accounts for 29% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Not a named storm19796129%
Tropical Storm Lee20113115%
Unnamed flooding199652%
Hurricane Irene201131%
Hurricane Floyd199931%
Hurricane Ida202121%

Flood zone at time of claim

High-risk zones (A, V)71% · 151
Moderate or minimal risk (X, B, C)6% · 13
Zone not recorded23% · 48

NFIP communities

North Coventry, Township OfParticipates in the NFIP
East Coventry, Township OfParticipates in the NFIP
Warwick, Township OfParticipates in the NFIP

Federal disaster declarations in Chester County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane IreneHurricane · Emergency · 2011-08-29

12 flood, storm or hurricane declarations for Chester County since 2000.

Check a specific address in Pottstown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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