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Flood history · Pottstown, PA 19464

Flood insurance claims in Pottstown, PA 19464

265 claims since 1978 and $3.3 million paid. Here's what the public record shows, and how to check a specific address.

265flood insurance claims since 1978
$3.3 millionpaid to policyholders
$15,306average paid claim
40claims in the last 10 years
40%of claims outside high-risk zones
#57of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 19464 since 1978.

1978: 4 claims1979: 76 claims1982: 4 claims1983: 4 claims1984: 6 claims1987: 9 claims1993: 4 claims1994: 1 claims1996: 5 claims1999: 7 claims2000: 1 claims2003: 6 claims2004: 2 claims2005: 21 claims2006: 65 claims2009: 1 claims2011: 8 claims2014: 1 claims2018: 2 claims2019: 20 claims2020: 12 claims2021: 5 claims2023: 1 claims19801990200020102020

What the record says

About 40% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Not a named storm, accounts for 28% of claims.

40 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Not a named storm19797528%
Hurricane Isaias2020125%
Unnamed flooding1996114%
Hurricane Floyd199962%
Tropical Storm Lee201152%
Hurricane Ida202142%

Flood zone at time of claim

High-risk zones (A, V)57% · 150
Moderate or minimal risk (X, B, C)37% · 99
Undetermined (D)0% · 1
Zone not recorded6% · 15

NFIP communities

Pottstown, Borough OfParticipates in the NFIP
Lower Pottsgrove, Township OfParticipates in the NFIP
West Pottsgrove, Township OfParticipates in the NFIP
Upper Pottsgrove, Township OfParticipates in the NFIP

Federal disaster declarations in Montgomery County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Major disaster · 2013-01-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane IreneHurricane · Major disaster · 2011-09-03

14 flood, storm or hurricane declarations for Montgomery County since 2000.

Check a specific address in Pottstown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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