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Flood history · Upper Darby, PA 19082

Flood insurance claims in Upper Darby, PA 19082

361 claims since 1978 and $5.0 million paid. Here's what the public record shows, and how to check a specific address.

361flood insurance claims since 1978
$5.0 millionpaid to policyholders
$16,181average paid claim
75claims in the last 10 years
33%of claims outside high-risk zones
#37of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 19082 since 1978.

1978: 21 claims1979: 27 claims1980: 1 claims1981: 4 claims1984: 6 claims1988: 2 claims1991: 34 claims1993: 4 claims1994: 4 claims1996: 2 claims1999: 26 claims2004: 86 claims2005: 2 claims2007: 3 claims2009: 4 claims2010: 25 claims2011: 27 claims2012: 1 claims2013: 5 claims2016: 2 claims2018: 25 claims2019: 2 claims2020: 47 claims2021: 1 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Isaias, accounts for 13% of claims.

75 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Isaias20204613%
Tropical Storm Lee2011236%
Hurricane Floyd1999195%
March 2010 Nor'easter201041%
Hurricane Irene201121%
Unnamed flooding199610%

Flood zone at time of claim

High-risk zones (A, V)65% · 234
Moderate or minimal risk (X, B, C)32% · 115
Zone not recorded3% · 12

NFIP communities

Upper Darby, Township OfParticipates in the NFIP

Federal disaster declarations in Delaware County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane IreneHurricane · Emergency · 2011-08-29

11 flood, storm or hurricane declarations for Delaware County since 2000.

Check a specific address in Upper Darby.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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