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Flood history · Darby, PA 19023

Flood insurance claims in Darby, PA 19023

566 claims since 1978 and $14.7 million paid. Here's what the public record shows, and how to check a specific address.

566flood insurance claims since 1978
$14.7 millionpaid to policyholders
$30,142average paid claim
55claims in the last 10 years
19%of claims outside high-risk zones
#16of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 19023 since 1978.

1978: 7 claims1979: 28 claims1980: 1 claims1981: 23 claims1982: 2 claims1983: 3 claims1984: 19 claims1985: 2 claims1988: 1 claims1989: 24 claims1990: 1 claims1991: 37 claims1992: 2 claims1993: 1 claims1994: 30 claims1995: 2 claims1996: 12 claims1999: 96 claims2003: 4 claims2004: 58 claims2005: 1 claims2006: 5 claims2007: 2 claims2008: 1 claims2009: 2 claims2010: 58 claims2011: 70 claims2012: 2 claims2014: 15 claims2015: 2 claims2018: 6 claims2019: 3 claims2020: 35 claims2021: 7 claims2024: 3 claims2025: 1 claims19801990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 14% of claims.

55 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19998014%
Hurricane Irene20115810%
Hurricane Isaias2020326%
Mid-spring storms2014153%
Tropical Storm Lee2011112%
Unnamed flooding199681%

Flood zone at time of claim

High-risk zones (A, V)80% · 453
Moderate or minimal risk (X, B, C)18% · 104
Zone not recorded2% · 9

NFIP communities

Darby, Borough OfParticipates in the NFIP
Colwyn, Borough OfParticipates in the NFIP
Collingdale, Borough OfParticipates in the NFIP
Norwood, Borough OfParticipates in the NFIP

Federal disaster declarations in Delaware County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane IreneHurricane · Major disaster · 2011-09-03
Hurricane IreneHurricane · Emergency · 2011-08-29

11 flood, storm or hurricane declarations for Delaware County since 2000.

Check a specific address in Darby.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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