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Flood history · East Berlin, PA 17316

Flood insurance claims in East Berlin, PA 17316

205 claims since 1978 and $2.7 million paid. Here's what the public record shows, and how to check a specific address.

205flood insurance claims since 1978
$2.7 millionpaid to policyholders
$15,457average paid claim
14claims in the last 10 years
23%of claims outside high-risk zones
#82of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 17316 since 1978.

1978: 6 claims1979: 7 claims1980: 1 claims1981: 1 claims1983: 1 claims1984: 1 claims1985: 2 claims1992: 1 claims1993: 16 claims1996: 44 claims2000: 1 claims2004: 1 claims2011: 71 claims2012: 18 claims2013: 19 claims2014: 1 claims2020: 1 claims2021: 11 claims2024: 2 claims19801990200020102020

What the record says

77% of claims were on properties in high-risk zones and 23% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 19% of claims.

14 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19963919%
Tropical Storm Lee20112512%
Hurricane Sandy2012178%
Hurricane Ida2021115%
Not a named storm197963%
Hurricane Debby202421%

Flood zone at time of claim

High-risk zones (A, V)72% · 147
Moderate or minimal risk (X, B, C)21% · 43
Zone not recorded7% · 15

NFIP communities

Reading, Township OfParticipates in the NFIP
Washington, Township OfParticipates in the NFIP
Paradise, Township OfParticipates in the NFIP
Arendtsville, Borough OfParticipates in the NFIP

Federal disaster declarations in Adams County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2006-06-30
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19

8 flood, storm or hurricane declarations for Adams County since 2000.

Check a specific address in East Berlin.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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