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Flood history · Ridgway, PA 15853

Flood insurance claims in Ridgway, PA 15853

218 claims since 1978 and $6.9 million paid. Here's what the public record shows, and how to check a specific address.

218flood insurance claims since 1978
$6.9 millionpaid to policyholders
$42,336average paid claim
4claims in the last 10 years
11%of claims outside high-risk zones
#76of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 15853 since 1978.

1978: 1 claims1979: 1 claims1981: 16 claims1982: 1 claims1983: 1 claims1984: 4 claims1985: 1 claims1989: 36 claims1994: 4 claims1995: 2 claims1996: 44 claims2001: 1 claims2004: 8 claims2010: 33 claims2014: 61 claims2018: 1 claims2019: 3 claims19801990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 22% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19964722%
Tropical Storm Ivan200463%
Not a named storm197910%

Flood zone at time of claim

High-risk zones (A, V)89% · 193
Moderate or minimal risk (X, B, C)11% · 23
Zone not recorded1% · 2

NFIP communities

Ridgway, Borough OfParticipates in the NFIP
Ridgway, Township OfParticipates in the NFIP

Federal disaster declarations in Elk County

Flood, hurricane and storm declarations since 2000.

Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-11
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere Storm · Major disaster · 2004-09-19

5 flood, storm or hurricane declarations for Elk County since 2000.

Check a specific address in Ridgway.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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