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Flood history · Clearfield, PA 16830

Flood insurance claims in Clearfield, PA 16830

68 claims since 1978 and $291,297 paid. Here's what the public record shows, and how to check a specific address.

68flood insurance claims since 1978
$291,297paid to policyholders
$5,712average paid claim
7claims in the last 10 years
57%of claims outside high-risk zones
#278of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 16830 since 1978.

1978: 7 claims1979: 7 claims1981: 3 claims1983: 1 claims1984: 1 claims1989: 1 claims1990: 3 claims1994: 3 claims1996: 6 claims2003: 3 claims2004: 17 claims2005: 1 claims2006: 1 claims2010: 2 claims2016: 5 claims2018: 2 claims2024: 4 claims2026: 1 claims19801990200020102020

What the record says

About 57% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Ivan, accounts for 18% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Tropical Storm Ivan20041218%
Unnamed flooding199669%
Hurricane Debby202446%

Flood zone at time of claim

High-risk zones (A, V)34% · 23
Moderate or minimal risk (X, B, C)44% · 30
Zone not recorded22% · 15

NFIP communities

Lawrence, Township OfParticipates in the NFIP
Goshen, Township OfParticipates in the NFIP

Federal disaster declarations in Clearfield County

Flood, hurricane and storm declarations since 2000.

Tropical Storm DebbyTropical Storm · Major disaster · 2024-09-11
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2013-10-01
Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere Storm · Major disaster · 2004-09-19

6 flood, storm or hurricane declarations for Clearfield County since 2000.

Check a specific address in Clearfield.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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