FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Ligonier, PA 15658

Flood insurance claims in Ligonier, PA 15658

285 claims since 1978 and $2.5 million paid. Here's what the public record shows, and how to check a specific address.

285flood insurance claims since 1978
$2.5 millionpaid to policyholders
$11,133average paid claim
46claims in the last 10 years
27%of claims outside high-risk zones
#50of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 15658 since 1978.

1978: 4 claims1979: 14 claims1980: 2 claims1982: 3 claims1984: 1 claims1985: 1 claims1987: 1 claims1994: 2 claims1995: 1 claims1996: 75 claims1997: 28 claims1999: 2 claims2002: 1 claims2003: 16 claims2004: 47 claims2005: 3 claims2008: 1 claims2009: 2 claims2010: 2 claims2012: 10 claims2013: 7 claims2015: 1 claims2016: 15 claims2017: 6 claims2018: 28 claims2019: 5 claims2021: 2 claims2022: 1 claims2024: 2 claims2026: 2 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 25% of claims.

46 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19967025%
Tropical Storm Ivan20043813%
Hurricane Sandy201293%

Flood zone at time of claim

High-risk zones (A, V)71% · 201
Moderate or minimal risk (X, B, C)27% · 76
Zone not recorded3% · 8

NFIP communities

Ligonier, Township OfParticipates in the NFIP
Ligonier, Borough OfParticipates in the NFIP
Cook, Township OfParticipates in the NFIP

Federal disaster declarations in Westmoreland County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere Storm · Major disaster · 2004-09-19
SnowSevere Storm · Emergency · 2003-03-14

5 flood, storm or hurricane declarations for Westmoreland County since 2000.

Check a specific address in Ligonier.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Pennsylvania ZIP codes · All states · Flood zones explained