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Flood history · Latrobe, PA 15650

Flood insurance claims in Latrobe, PA 15650

129 claims since 1978 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

129flood insurance claims since 1978
$1.4 millionpaid to policyholders
$12,583average paid claim
11claims in the last 10 years
50%of claims outside high-risk zones
#156of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 15650 since 1978.

1978: 1 claims1979: 18 claims1980: 3 claims1981: 15 claims1983: 3 claims1984: 1 claims1985: 3 claims1990: 1 claims1992: 2 claims1996: 11 claims1997: 6 claims2003: 10 claims2004: 16 claims2005: 4 claims2008: 1 claims2009: 2 claims2012: 6 claims2013: 9 claims2015: 5 claims2016: 1 claims2017: 1 claims2018: 6 claims2022: 2 claims2024: 2 claims19801990200020102020

What the record says

About 50% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Ivan, accounts for 11% of claims.

11 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Ivan20041411%
Unnamed flooding1996119%
Hurricane Sandy201265%

Flood zone at time of claim

High-risk zones (A, V)47% · 60
Moderate or minimal risk (X, B, C)47% · 61
Zone not recorded6% · 8

NFIP communities

Unity, Township OfParticipates in the NFIP
Cook, Township OfParticipates in the NFIP
Latrobe, Borough OfParticipates in the NFIP

Federal disaster declarations in Westmoreland County

Flood, hurricane and storm declarations since 2000.

Hurricane SandyHurricane · Emergency · 2012-10-29
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19
Severe Storms And Flooding Associated With Tropical Depression FrancesSevere Storm · Major disaster · 2004-09-19
SnowSevere Storm · Emergency · 2003-03-14

5 flood, storm or hurricane declarations for Westmoreland County since 2000.

Check a specific address in Latrobe.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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