FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Plattsburgh, NY 12901

Flood insurance claims in Plattsburgh, NY 12901

76 claims since 1978 and $2.0 million paid. Here's what the public record shows, and how to check a specific address.

76flood insurance claims since 1978
$2.0 millionpaid to policyholders
$41,705average paid claim
0claims in the last 10 years
49%of claims outside high-risk zones
#261of 1,513 New York ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 12901 since 1978.

1978: 3 claims1981: 1 claims1982: 1 claims1983: 3 claims1984: 2 claims1986: 1 claims1989: 1 claims1993: 3 claims1994: 1 claims1996: 5 claims1998: 15 claims2000: 2 claims2011: 37 claims2014: 1 claims19801990200020102020

What the record says

About 49% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

No named events recorded.

Flood zone at time of claim

High-risk zones (A, V)49% · 37
Moderate or minimal risk (X, B, C)47% · 36
Zone not recorded4% · 3

NFIP communities

Plattsburgh, City OfParticipates in the NFIP
Plattsburgh, Town OfParticipates in the NFIP
Beekmantown, Town OfParticipates in the NFIP

Federal disaster declarations in Clinton County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2023-07-22
Severe Storms And FloodingFlood · Major disaster · 2013-07-12
Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-08-31
Severe Storms, Flooding, Tornadoes, And Straight-Line WindsFlood · Major disaster · 2011-06-10
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-30

7 flood, storm or hurricane declarations for Clinton County since 2000.

Check a specific address in Plattsburgh.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All New York ZIP codes · All states · Flood zones explained